21a Churchyard,
Herts SG5 1HP

01462 455655

Who are we?

JLM Mortgage Services was founded in 2002 and is run by Rory Joseph who has over 15 years of experience within both the Estate Agency and Financial Services fields.

Why are we different?

Unlike many of our corporate competitors we are a completely INDEPENDENT, Whole of Market Mortgage Broker offering a choice of around 80 lenders and up to 25,000 different mortgage schemes. We are also able to look around a range of different insurers for your insurance needs.

How much does it cost?

We have a FEES FREE option as well as a fee based services.

On our fees free service, the cost is usually, in a nutshell, nothing! Our fees are paid by a lender, in return for the time and work that we have saved them in processing your mortgage. On some rare occasions, usually where you need a very small mortgage, our fees may not be covered completely, in which case you would need to pay us the difference when your new mortgage completes. You will be given precise details of the amount, if this is the case, before you commit to anything.

For more complex cases, if we do need to charge a fee, we will explain it clearly to you before we undertake any chargeable work. Our fee is capped at £495. We may also be paid a fee by the lender.

We can also offer you an Independent Approach to mortgage broking. For this service, we will normally charge you 1% of the advance. This means that on a mortgage of £200,000, we would charge you £2,000. However we could refund any commission we receive from the lender if agreed.

We will explain these options to you in more detail, so that you can make the right decision, at the start of our first meeting.

What do we do?

  • Mortgages for Purchases, Remortgages and Buy To Let properties.
  • Homebuy, Shared Ownership and Shared Equity mortgage schemes, such as FirstBuy
  • Mortgages for people with complicated income, such as company directors, contractors and those receiving annual bonuses.
  • Mortgages for people who have had credit issues in the past
  • Life insurance, critical illness cover, family and business protection, accident, sickness and unemployment cover and buildings and contents insurance and landlord cover.
  • Mortgage and Insurance reviews to ensure that you are getting value for money

For more information contact us on 01462 455655 or by clicking here info@jlmms.co.uk


JLM Mortgage Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA), registration number 300629.

The FCA do not regulate some forms of mortgages.
The guidance and / or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. JLM Mortgage Services is a trading style of JLM Mortgage Services Ltd, registered in England No. 470 1803